Kit stealth

Looks solid. You might go down to 2x Net Mercur and slot a Personal Workshop, it's a great place to stash your hardware and keep it cheap, or stash programs while waiting for to show up. Even better, NM and Ghost Runner creds can pull things off at instant speed in emergencies.

I like all of the R&D pressure through the events. I would say you probably don't need both Houdini and Refractor, though (especially with two clone chips). I'd commit to just one and either play two copies for consistency or fit in something else. I'd suggest either the lockpick or a Cyber-Cypher, which would be pretty good with the clone chips. There's also Misdirection when it comes out, which is great tag protection.

Otherwise it's a tight list!

Cuts: 1 Cloak, 1 Net Mercur, 1 Levy. Maybe 1 SMC. Replace with: 1 Refractor, 3 Lockpicks.

You don't need Levy, and having one without Same Old Thing makes it useless in most of the games you would need it. In my experience (and a bunch of others') you want 3 copies of decoder in Kit for consistency.