While this card does drain credits, and so invites comparisons with Diversion of Funds and Account Siphon, credit drain gets stronger the more you're capable of removing. Losing one or two credits may have no meaningful impact on the board state unless it can be repeated across future turns (PAN-Weave, Fransofia Ward), but larger chunks are more likely to push the corp into the position where they can't rez an ice or asset at the appropriate moment, leaving you free to do what you like while they recover. Three credits sits at an uncomfortable point where it's not nothing, but unlikely to have an impact as a one off effect unless it's part of a larger package of credit denial cards.

Instead, maybe treat it as Hot Pursuit, a card where the primary benefit is actually the credits you're gaining from it, alongside other cards which can leverage the tag such as Manuel Lattes de Moura. The corp could still do the same sort of counterplay as with siphon/DoF to deny you the credits, but is it actually worth doing for only three credits?